KAIRO
VAULT

Everything you need to manage your XRPL vault

Built for serious XRPL participants who need real-time data. Kairo Vault is a read-only informational dashboard: it does not custody, exchange, or intermediate, and anything that would sign a transaction is coming soon.

Quantum Readiness Scanner

Scan any XRPL wallet for quantum exposure: key exposure, rotation status and multi-sig protection. Get a 0-100 Quantum Safe Score with recommendations, read from the live ledger.

Dynamic NFT Portfolio Cards

Preview a Living Portfolio Card that reflects your portfolio, with tier badges (Whale, Dolphin, Fish, Shrimp). Minting it as an on-chain NFT (XLS-46d) is coming soon.

Japan Tax 3.1 PRO

XRPL crypto tax engine with historical XRP/JPY prices, cost basis via the Total Average Method (総平均法), and metadata-based AMM amounts. CSV import from 6 Japanese exchanges (Rakuten Wallet, SBI VC Trade, bitFlyer, Coincheck, GMO Coin, Bitbank) plus a generic format. CSV exports for freee, Money Forward Cloud and Yayoi. Dual tax regime toggle, airdrop detection, Rakuten Points tax tracking, loss carryforward. Direct freee sync is not available yet.

Validator Monitor

Validator monitor: pin your validator, live ledger feed, agreement sparklines, network health score, uptime heatmap (recorded while your browser watches), decentralization index, UNL trust graph, fee impact calculator, amendment progress, validator comparison, shareable score card, browser notifications, and operator checklist.

Token Safety Scanner

Kairo Score rates the tokens in your wallet 0-99. Checks issuer flags, clawback risk, holder concentration (from a sample of trust lines) and domain, with a scanning animation and circular gauge.

Paste-Address View-Only Mode

No wallet connection needed. Paste any XRPL r-address or X-address and view the full portfolio: balances, tokens, NFTs, trust lines, escrows. Deep-link support: kairovault.com/?address=rXXXX. FIO handle and PayString lookup are coming soon. Safe, read-only, zero friction.

Protocol DNA Scanner

Reverse-engineer any XRPL account's on-chain architecture. Force-directed relationship graph, Architecture Risk Score (0-100), anomaly detection, protocol template matching, genesis timeline, shareable DNA card. Paste any address — see how it connects to the rest of the ledger.

Trust Line Spam Shield

Scans all your trust lines and scores each 0-100 for risk (issuer verification, domain, balance, currency code). Flags spam, suspicious, and verified trust lines, with a Trust Line Health Score. Removing lines from the app is coming soon.

Tweet Mint

Paste a tweet URL to see a sample card design. Minting tweets as Dynamic NFTs on the XRP Ledger is coming soon.

Stablecoin Watch

Reference guide to regulated stablecoins on XRPL: RLUSD, Société Générale EURCV, Ondo USDY and Bitstamp USD, with backing details and regulatory status, plus on-ledger supply where the issuer data is configured. Announced stablecoins, including JPY stablecoins, are listed as not yet live.

DEX Aggregator

Compares order book (CLOB) rates with AMM pool rates side by side, with best route, price difference and market depth. Information only: Kairo Vault does not execute trades.

Network Health Dashboard

XRPL network pulse from live ledger data (ledger stats, fee levels, load factor) refreshed every 15 seconds, with an illustrative 3D globe of major XRP markets, rotating Earth, moon phases, starfield, and UFO encounters.

Developer Toolkit

20 tools in one tab. Built-in CLI terminal, account cleanup, real-time watchdog, wallet health scoring, TX search, network metrics, rich list, payload builder, and more — inspired by Sysinternals.

Live Vault Monitoring

Know your portfolio health at a glance: health ring, volatility alerts, and candlestick charts with 5 time ranges. For wallets with on-ledger debt, see the collateral ratio with -10/-20/-30% projection overlays.

Liquidation Simulator

If your wallet carries on-ledger debt, drag to any XRP price and watch your collateral ratio change against a liquidation threshold you set. Visual warning effects: screen cracks, shakes, and turns red as you approach the threshold, with a "LIQUIDATED" stamp when you cross it.

P&L Dashboard & Cross-Wallet DCA

Your cost basis across multiple wallets. Per-token DCA, break-even price, unrealized and realized P&L with historical XRP prices. Self-transfers excluded. CSV/PDF export.

PRO

Wallet Profiler

Enter any XRPL address and get an analysis: balance, token holdings, account flags, a breakdown of its recent transactions, multi-sig status, recent activity window, and reserve usage.

Whale Watch

Track large XRPL wallets with win rate and volume estimated from their recent on-chain trades, shown on an animated leaderboard. Information only: Kairo Vault does not copy or place trades.

PRO

Whale Tracker

See what the biggest wallets are doing. Scans recent validated ledgers every minute for large XRP payments (100K+ threshold, adjustable), with a whale watchlist tracking balance and net flow.

Crypto Education Hub

242-term dictionary across 8 categories (including XRP Lore), quiz game, flashcards, daily challenges, 5 structured learning paths with 30 lessons, XP leveling system (Rookie to XRPL Master), reserve calculator, and transaction type guide.

DEX Order Book

Bid/ask depth from the XRPL native DEX for the pair you pick (top 8 levels each side), shown as a depth mountain chart: green bids and red asks with hover crosshair, glow effects, and animated entry.

Issuer Dashboard

Token issuer analytics powered by gateway_balances. Track holder count, trust line count, distribution concentration (top 1/5/10 holders %), top holder bar chart, full holder list, issuer flags (Default Ripple, Global Freeze, No-Freeze), and per-token selector.

Market Maker Dashboard

DEX market maker tools: open offers grouped by pair with spread calculation, order fill rate from recent 400 transactions, buy/sell depth per pair, and open order inventory with USD valuation.

AMM Position Tracking

Automatically detects your XRPL AMM liquidity positions. See your pool share, asset breakdown, the pool's trading fee, and total USD value across every pool you're in.

Reserve Optimizer

See which ledger objects tie up your XRP reserve, broken down by trust lines, open offers, escrows, and NFT pages, and spot reserve held by zero-balance trust lines. XRP amounts use fixed reserve values that are being updated to the current network reserve.

NFT Gallery

View your NFTs without leaving your portfolio: collection grouping, fullscreen lightbox, estimated floor value, and artwork loaded from IPFS. Buying and selling from the app is coming soon.

NFT Creator Suite

Track your NFTs: portfolio valuation with floor prices, collection analytics with rarity scoring, and royalty income tracking. Minting from the app is coming soon.

RWA & MPT Portfolio

Track Multi-Purpose Tokens (XLS-33) and tokenized real-world assets held by any wallet. See issuer address, asset type, and USD value where a price is available.

Escrow & Vesting

Track time-locked escrows with countdown timers, plus a vesting schedule previewer with 4 templates. Calendar view groups escrows by month with monthly totals.

Kairo Forge

Full theming platform. Skins with animated particle backgrounds, market-reactive atmosphere, and holographic cards. Skin creator studio with color wheel and gradient builder. Unlockable achievement skins. Ambient soundscapes per skin. Auto-theme shifts colors with time of day. App-wide: every tab changes with your theme.

Verified Transactions

70+ known addresses labeled across the app: exchanges, Ripple wallets, and whales identified automatically. Plain-English explanations of XRPL error codes are ready for when transaction signing launches.

Live Transaction Feed

Persistent WebSocket subscription streams your wallet's transactions in real time — no polling, no delays. See payments, offers, trust lines, and escrows the instant they hit the ledger, with tx type, direction, and result status.

Price Alerts

Set price targets for XRP, BTC, and ETH. Get a browser notification when the market crosses your level, above or below, while Kairo Vault is open.

PRO

Send XRP & Tokens (Coming Soon)

Sending XRP and IOU tokens from the app is coming soon. Today Kairo Vault is read-only: transaction signing is turned off, so it cannot move funds.

On-Chain Credentials

View the XRPL on-chain credentials and DID (XLS-70d / XLS-40d) held by any wallet, read-only. Domain names shown in the app are an illustrative reference list, not partnerships.

Cross-Currency Path Finder

Preview cross-currency payment routes for popular XRPL currencies, read-only. XRPL's native pathfinding suggests routes, including through XRP as a bridge. See every hop, conversion rate, and total cost; nothing is signed or sent.

Amendment Monitor

See validator voting on every pending XRPL amendment, fetched from the network when you open the tab. See the % progress toward the 80% activation threshold and a short note on what each amendment changes.

Multi-Sign Manager

View XRPL native multi-sig configurations: signer lists with weighted quorum visualization, regular key status, and master key flags. Built for team treasuries, read-only.

Permissioned DEX

Scan any issuer address for XLS-80 permissioned domain objects on XRPL mainnet, read-only. Institutional issuers are added to the list as they publish their domain addresses.

XRP Rich List

Live XRP balances for a curated list of known wallets, an interactive supply donut chart, an "Am I a Whale?" 6-tier meter (Shrimp to Mega Whale), balance trend lines built from your own visits, and a calendar countdown to Ripple's monthly escrow release date.

Portfolio History

Saves one snapshot of your portfolio value for each day you open the tab, stored in your browser, and builds a value chart over time. All-time high tracking, best day detection, time range filtering, and CSV export.

Token Charts

Price charts for XRP and mapped tokens via CoinGecko, or for an XRPL token from DEX data when you enter its issuer. 5 time ranges (24H to 1Y), market cap, 24h high/low, and hover tooltips.

Token Watchlist

Bookmark XRPL tokens without creating trust lines. Prices for major tokens via CoinGecko, change and trend lines recorded while you watch, quick-add for popular tokens, and sort by name, price, or performance.

XRPL News Feed

XRP and XRPL headlines from Cointelegraph and Google News via RSS, with keyword-based bullish/bearish tags, deduplication, and 5-minute auto-refresh. No API key required.

Flare FTSO Oracle

Prices combine Flare's decentralized FTSO v2 oracle with DIA, CoinGecko and Binance, filtering out outliers before a price is shown.

Flare DeFi Ecosystem

Check a Flare address's FLR and WFLR balances and FTSO delegation split, read-only. Includes an overview of Flare XRPFi protocols such as Morpho, Firelight and EarnXRP.

mXRP Liquid Staking

Learn about mXRP, Midas's yield-bearing XRP on the XRPL EVM Sidechain (target 6-8% APY, not guaranteed), and check your XRPL account for related tokens.

Airdrop Tracker

A short list of known XRPL airdrops, a trust-line check against your wallet, and your own custom airdrop list saved on your device.

Wallet Cleanup

Find zero-balance trust lines, open offers, checks, and tickets that may be holding your XRP reserve, and estimate what removing them would free. Removal is done in your own wallet.

Kairo Travel

Collect event badges by scanning a QR code (or NFC on supported phones) at XRPL meetups. Badges are saved on your device, and organizers can create event badges to share. The Tokyo spending map and trust-score perks are an illustrative concept, not a live merchant network.

XRP Arcade

Retro arcade cabinet with CRT screen effects. Play Possum Tails XRPG and explore XRP ecosystem games, music (IMU), and metaverse experiences.

Zerpmon Tracker

Zerpmon companion: ZRP token info, holographic creature card gallery, and game info for the XRPL creature-battling game by Gen3 Games. Wallet collection tracking is coming soon.

XRP Lore Vault

A riddler archive: 12 famous riddles, a 20-symbol codex, theory timeline, 589 watch, riddler directory, and decode mode. Purple/gold mystical theme.

Token Balances

IOU tokens in your wallet, with USD values where a reference price is available. Orbital visualization shows tokens as planets orbiting a central XRP sun, with larger holdings on closer orbits. Hover to see details.

Transaction History

Full transaction feed with smart filtering by token and type (8 categories). Animated flow river visualization with transaction dots, splashes, and flowing particles. Cross-wallet aggregation and manual DCA tracking.

Notification Center

Bell icon in the header with a notification panel: mark read and clear all. The panel shows sample notifications today; live alert delivery is coming soon.

Trust Line Viewer

View all your XRPL trust lines and see which unused lines tie up reserve. Adding and removing lines from the app is coming soon.

Kimchi Premium Tracker

Live Upbit XRP/KRW vs global price comparison. Tracks the "Kimchi Premium", the price gap between Korean and international exchanges, with a recent-history chart built while you watch, a HIGH PREMIUM badge, and 60s auto-refresh.

Learning Paths

5 structured learning paths with 30 lessons covering basics, DeFi, NFTs, development, and institutional use. XP system with 5 levels, mini-quizzes per lesson, and progress tracking.

NFT Media Player

Play audio and video NFTs from your wallet. Floating mini-player persists across all tabs — watch the XRP Globe while listening to your NFT music collection.

XRPL Community

Curated directory of XRP/XRPL X Spaces hosts, podcasters, and YouTubers. Follow the voices shaping the ecosystem — from daily shows to developer updates.

Real-Time XRPL Monitoring

3 redundant WebSocket nodes for maximum uptime. 13 transaction types tracked in real time: payments, offers, trust lines, escrows, NFT activity, and more. LINE push notifications are coming soon.

Macro Economic Dashboard

Reference snapshot of central bank rates, institutional flows, and global risk factors, shown next to live XRP and BTC prices. Macro figures are updated manually, not streamed.

Built for Accessibility

Built with accessibility in mind, working toward WCAG 2.1 AA: focus indicators on interactive elements, reduced motion support, keyboard navigation, and screen reader labels. Custom SVG icons in place of emoji on most tabs.

Try Everything. Risk Nothing.

Want to explore without your own address? Create a free testnet wallet with test XRP in one tap. Test XRP has no value, nothing touches mainnet, and every Pro feature is unlocked in the demo.

Built for Japan's XRP community

Kairo Vault has 36 Japan tabs, including P&L export for freee, Money Forward Cloud and Yayoi, a Japan crypto tax engine, and JPY market data. Merchant POS, vending machine and tourist payment tools are in development and not live yet. Japanese language support across the app.

Japan Tax 3.1

BUILT FOR XRPL

XRP tax tool for Japan with built-in tools: NTA-style PDF tax report, tax simulator ("what if I sell?"), filing deadline calendar, income classifier (DeFi/staking/airdrops), tax loss harvesting suggestions, fiat on/off ramp tracker, and an audit evidence pack. Plus CSV import from 6 Japanese exchanges and a generic format, Total Average Method, dual tax regime view, loss carryforward tracking, and CSV exports for freee, Money Forward Cloud and Yayoi. Direct freee sync, e-Tax filing files, LINE reminders and accountant sharing are not available yet. Standalone at kairovault.com/tax.

freee API Money Forward Yayoi Rakuten bitFlyer Coincheck GMO Coin SBI VC Trade Bitbank

5-Language Support

Available in English, Japanese, French, Korean, and Traditional Chinese. Switch with one tap. Japanese covers nearly every screen; the other languages are expanding.

Institutional Credentials

Read-only views of the XLS-70 credentials held by any wallet, plus a scanner for XLS-80 permissioned domains on mainnet. Institution names in the app are a reference list; no partnership is implied.

Merchant POS Terminal COMING SOON

Coming soon. A merchant terminal that shows an XRPL payment QR code and confirms incoming payments to the merchant's own address, with daily sales reports and receipts. Planned support for XRP, RLUSD and JPY stablecoins. Not available on mainnet yet, and the konbini checkout in the app is a simulation.

Tourist Experience CONCEPT

Concept. A spending map of places that accept XRP, QR or NFC badge check-ins, prepaid tourist tokens and a trust score with perks. The map and badges in the app are illustrative samples today, not a live merchant network.

Vending Machine Payments CONCEPT

Concept. Pay at a vending machine by scanning an XRPL payment QR code, with an ESP32 MDB bridge inside the machine releasing the item. This is a prototype design and is not running in any machine. Planned support for XRP, RLUSD and JPY stablecoins.

Multi-Stablecoin Payments COMING SOON

Coming soon. Accept XRP and RLUSD at a merchant POS, with bilingual receipts (EN/JA) and daily settlement reports. Planned support for JPY stablecoins once one is live on XRPL. Available today, read-only: stablecoin supply tracking in Stablecoin Watch.

How it works

No signups, no configuration. Paste any XRPL address and your real mainnet portfolio loads instantly, read-only. Or try the testnet demo first.

Refer friends. Pay less.

Share your unique referral link. Every friend who upgrades to Kairo Pro reduces your monthly fee — refer 5 and your Pro subscription is free forever.

Start free, upgrade when ready

All core vault monitoring is free forever. Upgrade to Pro for the full suite of analytics tools.

Pro is free until 31 Dec 2026 (JST) · Nothing is charged · Card payments and LINE coming soon

Built for the future of XRPL

What is live today and what is planned. Planned items that depend on an XRPL amendment say so, and arrive only if that amendment is enabled on mainnet.

✓

Core Platform (read-only) LIVE

192 tools across 15 categories, read-only on XRPL mainnet: paste any r-address or X-address, and nothing is signed · Portfolio, token balances, NFT gallery, trust lines and transaction history · P&L dashboard (cost basis across wallets, historical XRP prices, CSV/PDF export) · Japan Tax 3.1 (CSV import from 6 Japanese exchanges plus a generic format, Total Average Method, CSV exports for freee, Money Forward Cloud and Yayoi) · Quantum readiness scanner · Trust Line Spam Shield · Token Safety Scanner · Protocol DNA scanner · DEX order book and CLOB vs AMM comparison (information only) · AMM position tracking · On-chain credentials and DID viewer · Permissioned domain scanner · Amendment monitor · Validator monitor · Network health and live WebSocket transaction feed · Whale tracker · Issuer and market maker dashboards · Multi-sign viewer · Escrow tracker · Path finder preview · Developer Toolkit · Pro features are free until 31 December 2026 · Features that sign transactions (send, DEX trading, NFT trading and minting, copy trading, trust line changes) are switched off for the read-only launch and are coming soon.

Independent verification records LIVE

kairovault.com/verify explains how we re-derive on-chain claims from raw ledger data and lists the read-only XRPL verifiers, each with what it will not tell you. kairovault.com/verify/rlusd publishes a signed RLUSD supply-consistency record pinned to one validated ledger, with the public key needed to check the signature. This is not an audit and not a reserve attestation.

Institutional Previews CONCEPT

Preview tabs for institutional workflows, shown with simulated data and labelled DEMO in the app: settlement tracker, institutional whale flows, RLUSD collateral, ODL corridor monitor, compliance scanner, RLUSD bridge monitor, RWA TVL, institutional DEX depth, and institutional analytics. They become live views only where public on-chain or issuer data exists.

Batch Transactions XLS-56d PLANNED

Read-only support for Batch transactions once the BatchV1_1 amendment is enabled on mainnet: show a Batch transaction, its inner transactions, and the result of each one. Kairo Vault will not sign or submit Batch transactions.

Native XRPL Lending XLS-66d PLANNED

If XRPL's native lending protocol (the LendingProtocol amendment, not enabled on mainnet today) is enabled, Kairo Vault plans to show loan positions, borrow rates, and liquidation thresholds read from the ledger, in the same dashboard.

Xahau Hooks, read-only Hooks LIVE

Hooks run on Xahau, not on XRPL mainnet. The Xahau tab lists the Hooks installed on an account on Xahau, read-only. Hooks Lab analyzes a compiled Hook and runs it against a test transaction without submitting anything to any ledger.

On-Chain Credentials XLS-70d LIVE

Read-only viewer for the XLS-70 credentials and XLS-40 DID held by any XRPL account, read from mainnet ledger objects now that the Credentials amendment is enabled. Shows issuer, subject, accepted or pending status, and expiry.

Cross-Chain Portfolio View EVM Sidechain PLANNED

As XRPL's EVM sidechain matures, Kairo Vault plans to show XRPL and EVM sidechain positions together in one read-only view.